Mint.com is strictly read only, so there is no way anyone, even you, could move any money around with it. Like any other system, including online banking, the security is only as good as your password. There is no way to recover your bank passwords through Mint either, they are one-way encrypted.

Data syncs every night, so that you don’t need to ever worry about data entry or manual sync-ing. This is the primary benefit of Mint, it is designed for the type of person who just wants to have a handle on their finances without doing bookkeeping every month.

I also argue that this keeps you safer, as we proactively alert you if we notice any activity in your account such as large purchases that might be an indicator of fraud or a stolen card. Several users have written in that we have saved them in this manner.

Thanks for giving it a try, and I encourage you to keep an eye on it as we are continually making this product better.

Thanks,

Jason M. Putorti
Lead Designer, mint.com